When to Talk to Your Mortgage Pro About Pre-Qualification
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It can be valuable to visit with a mortgage loan pro first, even if you haven't settled on the sort of house to look for. Why? If you don't know yet how much house you want to qualify for, what could we help you with?
We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. We will achieve this by analyzing your income and debts, your work and residence circumstances, your funds available for a down payment, required reserves, and other financial considerations. It's short and to the point; We take pride in keeping the paperwork light.
We will give you a Pre-Qualification Letter once you qualify, which states that we are confident you'll qualify for a certain amount of mortgage loan dollars.
Power in the Pre-Qual
After you locate a house that is best for you, and you want to make an offer, being pre-qualified for a loan will do a couple of things. The first is that you'll know the amount you can afford when putting together your offer.
Being pre-qualified will also make your offer look even better to the seller, like you were bringing them a big box of cash! They will not need to wonder if that they have been wasting their time if you will not be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You have the ability to back your offer up.
We will help you pre-qualify
When we pre-qualify you, we help you find out the amount you can afford in mortgage payments you can afford, and how much we of a loan you will qualify for. This process walks you through your finances - your debt, income, employment, cash available for down payment, among other things. It's short and basic; and we keep the paperwork light.
Face to Face
It's vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on our site. We can begin getting your pre-qualification letter. Then, we will make sure we have the best mortgage program for your situation. We are eager to hear from you: call us at 602-369-8482.
Have questions about pre-qualifying? Call us at 602-369-8482. Arizona Wholesale Mortgage LLC answers pre-qualifying questions every day.